Exterior Painting

5 HOA-Friendly Colorado Exterior Color Schemes

A Colorado home exterior painted in an HOA friendly neutral scheme
Muted, earthy schemes are what most Colorado HOAs are looking for.

Finding the perfect paint colors for the exterior of your home is hard, but it’s even harder when you’re part of an HOA. HOAs, or Homeowners Associations, are great because they help protect the value of homes within the neighborhood and help create a cohesive feeling throughout the community. That being said, they can also be a pain to work with. Here are tips straight from your Colorado paint pros about how to submit your exterior paint colors to your HOA for approval along with a selection of popular HOA color schemes curated for you by our professional color consultants.

Before You Submit Colors to Your HOA

There are a few things you need to know before you’re ready to submit any colors to your HOA.

1. Check for Pre-Approved Colors
A Colorado home exterior painted in an HOA friendly neutral scheme 

If you’re lucky enough to be part of an HOA with a list of pre-approved color schemes, then yay! Pre-approved colors can greatly improve your chances of approval and some HOAs don’t even require approval for pre-approved schemes! While pre-approved colors can limit your options, it will make the selection process much easier.

2. Ask About Their Specific Approval Process

Every HOA is different, so you’ll want to contact your specific HOA directly for details about their color approval process and requirements. Some HOAs require a submission fee and paint chips or color links, while others may require you to paint samples on your garage so they can be viewed before approving. It’s best to accommodate these steps as much as possible and work within your HOA’s guidelines. Othersies, you may wind up with any issues.

Note that you will most likely not be able to use colors that are too similar to your neighbors. Many HOAs value variation between each home. If you submit colors that are the same or similar to the neighbors on either side of your home or across the street, they will likely be denied and a waste of time.

3. Plan Accordingly

Most HOAs review color scheme submissions at a meeting together before they approve or deny your any paint colors. That means that the frequency of which your HOA meets could have a big impact on your project timeline. Here in Colorado, HOAs typically have 14-60 days for approval. Highlands Ranch, HRCA, is one of the fastest turn around times for color approvals with homeowners typically receiving approval within 1-2 weeks.

If your HOA requires more than a couple of weeks to approve colors then you’ll want to make sure you plan your paint project accordingly. It’s vital to make sure you have enough time to select colors, submit them, and get approval before any paint is purchased. Otherwise, this can create delays on your project and be costly to change.

HOA Friendly Color Schemes from Color Consultants

Exterior Color Scheme #1

Exterior scheme with Acier SW 9170 body, Shoji White trim and Carnelian accent

Created using Sherwin Williams Color Snap Visualizer

Body: Acier 9170

Trim: Shoji White 7042

Accent: Carnelian 7580

In this color scheme we have a classic gray body with just a touch of warmth. We find this color scheme to be warm and inviting. Shoji White on the trim brings a nice contrast without feeling too sharp, and a deep red door helps everything feel grounded and harmonious.

Exterior Color Scheme #2

Exterior scheme with Evergreen Fog SW 9130 body, Alabaster trim and Dark Night accent

Body: Evergreen Fog 9130

Trim: Alabaster 7008

Accent: Dark Night 6237

Green saw a huge surge in popularity last year with Evergreen Fog being a favorite amongst homeowners. We’ve paired it here with Alabaster, which is a beautiful, bright white. Dark Night adds a dark, but subtle accent.

Exterior Color Scheme #3

Exterior scheme with Slate Tile SW 7624 body and Pure White trim

Body: Slate Tile 7624

Trim: Pure White 7005

Accent: Peppercorn 7674

Blue is one of the most commonly requested colors for the exterior of homes. It’s also the most common favorite color in the world, so that makes perfect sense! Slate Tile is a stunning blue-gray that really gives you that punch of blue without looking cartoonish. We’ve paired it here with the crisp Pure White and have Peppercorn as a warm, grounding accent color.

Exterior Color Scheme #4

Exterior scheme built around a craftsman brown body color

Body: Craftsman Brown 2835

Trim: Roycroft Bronze Green 2846

Accent: Roycroft Copper Red 2839

This scheme is perfect for those of you who have a craftsman style home and want a traditional color scheme that doesn’t feel dated. Craftsman Brown is a nice neutral and when paired with Roycroft Bronze Green it feels like a classic Colorado color combination. We’ve rounded it out with Roycroft Copper Red which would make for a fantastic front door color, but please DO NOT use it on shutters as this can result in a clown-like appearance.

Exterior Color Scheme #5

Exterior scheme built around Gray Matters SW 7066

Body: Gray Matters 7066

Trim: Pure White 7005

Accent: Tricorn Black 6258

Gray never goes out of style and Gray Matters is a wonderful, middle of the road option that isn’t too warm or cool. To make sure this scheme didn’t end up feeling too warm, we paired it with classics like Pure White on the trim and Tricorn Black as the accent.

Fun fact: Tricorn Black is the absolute darkest black paint color available from widely available paint retailers!

Getting HOA Approval

What makes these schemes HOA friendly is that they are all neutrals, or based on earth tones, which is a huge trend for covenant controlled neighborhoods here in Colorado. If you need more inspiration we recommend driving around your own neighborhood to view other homes. This will help you get ideas for what you’d like to see on your own home. For more color tips and tricks be sure to follow us on Pinterest and Instagram where we post weekly!

If you need any further assistance with selecting colors, you can easily schedule an appointment with one of our certified Color Designers. And if you’d like more information, feel free to give us a call at (720) 637-4805.

If you are in Highlands Ranch specifically, our guides to submitting colors to HRCA and the approved Highlands Ranch schemes go into more detail.

Frequently asked questions

How do I get exterior paint colors approved by my HOA?

Start by checking whether your HOA publishes a list of pre-approved schemes, because choosing from it dramatically improves your odds and some HOAs waive approval entirely for those colors. If you go outside the list, expect to submit samples and allow time for review before booking any painting.

What colors do Colorado HOAs usually approve?

Muted, earthy tones. Most Colorado HOAs are trying to keep a neighborhood visually cohesive, so schemes that sit in the neutral and earth-tone families clear approval far more often than saturated or high-contrast ones.

Do I need approval if I am repainting the same colors?

It depends on the HOA, and you should never assume. Some require a submission even when nothing changes. HRCA in Highlands Ranch is one that does, so check your own association's rules before you book anything.

What makes a good exterior scheme?

Three colors working together: a body, a trim, and an accent for the front door or shutters. Choosing all three at once rather than one at a time is what keeps a scheme coherent, which is also what an HOA is assessing.

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